HEALTHCARE’S FIRST PRICING PROTOCOL

We built the infrastructure that prices U.S. healthcare.

Four engines and one gateway that turn an appointment into an accurate patient price before the visit. It runs our own products, and it is available as an API and as an SDK you configure into yours.

PROVIDERS LIVE951
ENCOUNTERS PRICED, LTM486,164
ENDPOINTS, REST AND MCP12
pricing-gateway · per encounterLIVE

        
patient_responsibility $0.00

THE SDK

Every part of the protocol is a module you toggle on.

Our own products are configurations of the same modules. A different set gives you a different product, running in your workflow instead of ours. Try it below.

superscript.config.ts
0/14 MODULES
MODULESCLEAR ALL
CONFIGURATION

            
CALL SEQUENCE, PER ENCOUNTERIDLE
THE SURFACE IT PRODUCESRAW
EMBED IN
BRANDED
// nothing enabled

// turn on a module and the call sequence,
// the configuration and this surface
// all change with it
{
  "totals": {
    "patient_responsibility": 31240,
    "allowed": 156200
  },
  "benefits_summary": {
    "narrative": "COINSURANCE",
    "explanation": "20% coinsurance
       across the encounter;
       deductible met.",
    "patient_owes": 31240
  }
}

The response only, rendered in an interface you build.

athenaOneSchedule · Thu 18 Sep · Dr. Brent
Sarah M.1:00p$312.40
Daniel O.1:45p$40.00
Priya R.2:30p$0.00
Marcus L.3:15pverifying
Valley HeightsFront desk
TODAY142
PRICED138
COLLECTED$11,940
Valley HeightsSarah M.
VisitsMessagesBilling
Your upcoming visit
valleyheights.com/visits
Valley Heights CareLocationsBilling
Your visit on Thu 18 Sep
$312.40

Sarah hasn’t paid for today’s appointment.

Dr. Brent · 1:00pm to 1:45pm · Thu 18 Sep
MRI, knee without contrastInsured
Radiologist readInsured
Coinsurance$312.40
Charge card
Outstanding balance$253.86
+
···5599 2 lines Balance $0.00 Reader · card present Receipt sent
Your knee MRI on Thu 9/18 is $312.40 with Aetna. Pay now to check in faster.
messaging.sms

Our price card, dropped into your interface.

valleyheights.com/care
Valley HeightsConnect insuranceInsured
MRI, knee without contrast

Same-day imaging, radiologist read included.

$650.00$312.40Insured · Aetna PPO
$650.00Self pay
THU 8:40ATHU 11:20AFRI 2:00P
Book and pay $312.40
Connect insurance to see your price
You’re booked at Valley Heights for Thu 9/18, 11:20am. Knee MRI, paid in full at $312.40. Reply R to reschedule.
messaging.sms · booking confirmation

We host it on your domain, in your brand.

Valley Heights
Checking in · Sarah M.
MRI, knee without contrast
$312.40

20% coinsurance on your Aetna PPO plan. Your deductible is met.

Insurance applied
Tap card to pay

Self-service check-in, priced before the visit starts.

Valley Heights Health · Price Estimator
MRI, knee without contrast73721
PLANAetna PPO
LOCATIONImaging Center
YOUR ESTIMATED COST$312.40
Priced on your plan

Based on your live benefits and this facility’s negotiated rate, not a chargemaster range.

The estimator 45 CFR 180.60 asks for, running on our pricing.

73721 · KNEE MRI · EXPECTED vs PAIDLTM
AETNA-11.4%
CIGNA+1.2%
UHC-3.7%
BCBS-0.9%
THE TICK IS THE EXPECTED RATE. A NEGATIVE FIGURE IS A NEGOTIATING POSITION, NOT A RECOVERABLE UNDERPAYMENT.

Expected against paid, by payer and code.

SCHEDULE FORECAST · WED 17 SEP142 APPOINTMENTS
EXPECTED REVENUE$48,213
PATIENTCollectable before the visit$11,940
PAYERExpected from payer_rates, by locality$36,273
AT RISKUnverified coverage, 9 appointments$2,104

Priced across the day’s schedule rather than per patient.

USE CASES

What partners build on it

Platforms, MSOs, payers and surgery centers each sequence the same endpoints differently. Open one to see its call sequence and the API fields it uses.

THE COMPLEXITY NO ONE ELSE HAS SOLVED FOR

The same MRI has a different price for every patient.

Patient responsibility depends on the payer, the plan package, the provider’s contracted rate and the codes the encounter actually generates. To get it right before the visit you have to know that provider’s contracted rate and where the patient’s accumulators stand on the day.

PAYER×PACKAGE×PROVIDER×TREATMENT

AETNA PPO$1,562.00 allowed

Deductible met, 20% coinsurance

PATIENT OWES$312.40
CIGNA HDHP$1,404.80 allowed

$1,100.00 deductible remaining, then 20%

PATIENT OWES$1,160.96
UNITEDHEALTHCARE EPO$1,489.50 allowed

Flat advanced imaging copay

PATIENT OWES$75.00
MEDICARE PART B$412.30 allowed

Deductible met, 20% coinsurance

PATIENT OWES$82.46
BCBS PPO$1,610.00 allowed

Out-of-pocket maximum already reached

PATIENT OWES$0.00
NO COVERAGEself pay

Practice cash price, no insurance applied

PATIENT OWES$650.00

CPT 73721 + 73721-26, KNEE MRI WITHOUT CONTRAST, ONE PRACTICE, ONE WEEK. ALLOWED AMOUNTS ILLUSTRATIVE.

Four engines produce that number. We model the negotiated rate from adjudicated claims at the NPI level, read the encounter out of the EHR, run the patient’s live benefits through it in adjudication order, then check the 835 against what we predicted when the claim comes back. Three and a half years of R&D went into that loop before any of it was callable.

01

ALE

AUTO-LOAD FROM EHR

Pulls the practice’s schedule, providers, and codes nightly, so a price exists before the patient arrives.

02

AIR

ACCESSING INSURANCE RESOURCES

Real-time eligibility through the clearinghouse, parsed across EB segment hierarchies and free-text MSG fields when the response is ambiguous.

03

ABE

ALGORITHMIC BALANCING ENGINE

Predicts what this payer pays this provider for this code, modeled at the individual NPI rather than a market average. Over 1TB of claims ETL per practice.

04

ART

ADJUDICATION RECONCILIATION

Reads every 835 and maps each pricing discrepancy. 8,700 weekly adjustments become labeled training examples, so the models self-correct without human annotation.

LIVE TODAY

951 providers give patients an accurate price before the visit.

The protocol runs in production and is reconciled against real claims every day. The API and the SDK open it to the rest of the market.

71% 89%

Patient cost share collected at MedRite, three urgent care sites

FEB–APR 2026 AGAINST THE SAME WINDOW IN 2025

76.6% 86.8%

Org-wide patient yield at Knownwell, a national virtual care group

LTM

77% 97%

Patient yield at Foothills Neurology after go-live

LTM

Allied Digestive Health MedRite Urgent Care Knownwell Consensus Health Orthopaedic Associates of Muskegon Sorin Medical